Self-Employed

Self-Employed Car Loans

Contractors, freelancers, and business owners deserve great rates too. We work with lenders who understand variable income and self-employment.

Variable Income Understood

Our lenders look at your average income across 2 years — not just your most recent paystub. Business owners are well-served.

Fast Turnaround

With the right documents in hand, self-employed approvals can happen within 24–48 hours.

Business Vehicle Options

Looking to finance a vehicle for business use? We can structure the loan to suit both personal and business needs.

Documents to Prepare

2 most recent T1 Generals (Notice of Assessment)
6 months business or personal bank statements
Business registration or incorporation documents
Government-issued photo ID
Proof of address

Apply as a Self-Employed Buyer

Bring your NOAs and bank statements — we'll handle the rest.